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Phyntec

Infrastructure for modern finance

One contract definition for cash flows and servicing.

Phyntec computes what a financial instrument must pay, and when, from one agreed definition of its terms, and produces the matching ISO 20022 messages. Once, for every system that needs it.

Three glass blocks, the tallest engraved: same definition, consistent outputs, a more efficient financial market.

The problem

Tokenization does not fail at the token.

It fails when the asset has to mean the same thing to your systems, your counterparties and your regulator. Today your teams enter the same economic terms in several systems. Schedules and servicing rules drift apart. Operations spend their days investigating breaks and keeping the evidence trail. One definition removes the cause instead of managing the symptoms.

How the engine works
  1. 01

    Terms

    Teams enter the same economic terms in multiple systems.

  2. 02

    Events

    Schedules and servicing rules must stay consistent across systems.

  3. 03

    Breaks

    Operations teams investigate differences and keep the evidence trail.

How to start

Three ways to start with us.

Every engagement starts small. Bring us one instrument and its servicing workflow. We agree the audit scope and the next step together.

Book a meeting
  1. 01

    Discovery and readiness audit, two to four weeks

    You bring one instrument and its servicing workflow. We map the systems involved and deliver an assessment and a recommended roadmap. Then you decide: proceed, fix the gaps, or stop.

  2. 02

    Pilot, eight to fourteen weeks

    We build a working proof of concept or minimum valuable product on one real instrument, then move with you into the initial product and production phases.

  3. 03

    Phyntec Academy

    Training for business teams and for engineers, self-paced or led by a Phyntec engineer, on site or remote.

Events

Meet us at the next one.

The Miami skyline across the water.
Past: 28 September to 1 October 2026, Miami Beach

Sibos 2026

Thirty minutes on one instrument of yours: from term sheet to ISO 20022. Meeting slots are limited.

Sibos 2026 in Miami
Marrakech, the Koutoubia minaret and the Atlas mountains from a marble terrace.
Past: 7 to 9 April 2026, Marrakech

GITEX Africa 2026

Our first exhibition: three days at booth 23B-65 in the Morocco 300 pavilion.

Read the story

Tell us the instrument that gives you the most trouble.

We will tell you exactly where to start.

Book a meeting